TY  - BOOK
AU  - Beard R E
TI  - Risk theory: The stochastic basis of insurance   
T2  - Monographs on statistics and applied probability
SN  - 041225980X
U1  - X81:(B2816), M4 
PY  - 1984///
CY  - London
PB  - Chapman and Hall` UK       
KW  - Insurance
ER  -