HARNEJA Alka Ahuja Personal Insurance Decision Making Process in India. HARNEJA Alka Ahuja - "Delhi," University of Delhi. 2009 - "ix,342p. Bib: p 336-342" cm. - "University of Delhi, Commerce (Deptt.of-),Thesis. Thesis, University of Delhi, Commerce (Deptt.of-" . Standard No.: 195046 Source: Thesis and Dissertations Dewey Class. No.: "X81.2, P9/TH"