01118nam a2200181   450000500170000000800410001702000180005803700120007604000130008808400080010110000240010924500870013326000490022030000630026952005290033270000360086170000390089720260409093750.0260409b        |||||||| |||| 00| 0 eng d  a9780691182179  cTextual  aRTLcRTL  qRTL  aHoffman, Philip T.   aDark matter credit: The development of peer-to-preer lending and banking in France  aNew JerseybPrinceton University Pressc2019  avii, 303 p. bIncludes bibliographical reference and index  aDark Matter Credit traces how this extensive private network outcompeted banks and thrived prior to World War I—not just in France but in Britain, Germany, and the United States—until killed off by government intervention after 1918. Overturning common assumptions about banks and economic growth, the book paints a revealing picture of an until-now hidden market of thousands of peer-to-peer loans made possible by a network of brokers who matched lenders with borrowers and certified the borrowers’ creditworthiness.  aPoster-Vinay, GilleseCo-author  aRosenthal, Jean-LaurenteCo-author